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VeraCash is an online account backed by physical precious metals and diamonds and with a fee-free payment card.

Top-up your VeraCash account to buy precious metals: your euros are instantly converted into grams of gold or silver. Your account is expressed in units of VRC, where VRC 1 is equivalent to €1. Every 15 minutes, your balance will be updated based on the listed prices of your precious metals.

A world-class gold-backed account to protect your money

Individual account icon VeraCash

Personal accounts

Protect 5 to 10% of your savings from low interest rates, fiat currencies and bank speculation with physical gold.
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Business account icon VeraCash

Business accounts

Secure a portion of your cash, and get a business payment card to make payments in any currency, fee-free.
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Youth account icon VeraCash

Youth accounts

Transfer pocket money to your child and manage his/her spending by card, with no fees or other charges.
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Trusted assets to build your portfolio as you choose

Depending on your investor profile and place of residence, you can reap all the benefits of universal, reliable assets.

Goldspot icon VeraCash


Backed by gold ingots, it is indexed to the international spot rate and ultra-competitively priced.
Gold spot rate - Learn more

Goldpremium icon VeraCash


Backed by bullion coins and legal tender coins, indexed to the VeraCash rate (spot + premium), and subject to a premium. GoldPremium rate - Learn more

Silver icon VeraCash


Backed by silver bullion coins and legal tender coins, indexed to the VeraCash rate (spot + premium), and subject to a premium.
Silver rate - Learn more

Diamond icon VeraCash


Backed by physical diamonds, indexed to the international spot price. Diamond live spot rate

See how to open your account in less than 5 minutes

Four simple steps to open your account: free, secure and paperless

Less than 5 minutes: that’s how long it takes to create an account in the VeraCash app or on our the website. There is no subscription, no minimum income or minimum deposit required and, above all, no paperwork to complete. You will just need to confirm your identity, to gain full access to your account and to receive your payment card.

  • 1. Profile
  • 2. Documents
  • 3. Distribution
  • 4. Top-up
  • Top-up your VeraCash account

    1. Fill in your personal information

    Fill in the registration form with your personal information to generate: a username, a login ID, and choose a four-digit password. Make sure to remember these, as you will need them to sign in to your VeraCash account later.

    Once you have registered, you can complete your profile in your Account > My information.

  • 2. Submit the required documents

    VeraCash is an official agent of the financial institution Prepaid Financial Services (PFS). As such, we need to verify that you are indeed the person you claim to be. As a result, VeraCash will ask you for: a legible copy of your official identification, a proof of address and any document showing your bank account number.

    You can upload these documents to our website or even more easily via our app, by taking pictures of them with your mobile phone.

  • 3. Manage your Distribution

    By default, your distribution is set to 100% GoldSpot, meaning you will only buy GoldSpot when you top up your account. Want to buy other assets? No problem. Simply go to your Account > My distribution to choose your personal distribution between gold, silver and diamonds.

    Tip: You can change your distribution at any time between purchases.

  • 4. Top-up to buy precious metals

    Ready to credit your account? Great! You will need to make your first deposit by bank transfer* to your personal VeraCash IBAN. No minimum amount is required and, after processing, you will soon have the option to top up by bank card.
    Tip: Interbank processing can take up to 72 hours, so don't wait to credit your account, even just €10!

    * Funds transferred to your VeraCash account must necessarily come from the bank account of the VeraCash account owner. At this point, it is not yet possible to accept funds directly from third parties.

Help for beginners