pluie de billets dans les rues - compte sans banque VeraCash

VeraCash: simply the best non-bank account

Between subprime loans, market manipulation, interest rates, money laundering, tax fraud and so on, finance uses every legal—and illegal—tool in the box to boost its profits and avoid paying taxes. How can you entrust your money to institutions you no longer trust?

Although it’s essentially impossible to forego banks in our everyday lives, we can still choose not to leave all of our money with them! VeraCash offers accounts and payment cards outside the banking system, secured by safe investment instruments!

Create a VeraCash account for free

Benefits of the VeraCash non-bank account

Protection against a crisis

Transfer money for free

A transparent and regulated account

Clear pricing with no hidden conditions

Financial crisis of 2008 and bank failures

The 2008 crisis revealed the weakness of the banking system and its practices, which pose a threat to the global economy. Big international banks were largely responsible for the last crisis. The collapse of Lehman Brothers highlighted a major problem: so-called ‘systemically important’ banks whose failure could lead to new and far-reaching crises, or even monetary losses for their clients. Yes, European clients have already had their accounts tapped into in order to bail out their banks!

Banquiers en fuite dans les escaliers devant Lehman Brothers
bank run - file d'attente devant les distributeurs de billets

Bank runs prevented in Cyprus and Greece

Europe has been having a hard time of it… In 2013, to avoid a collapse, the Republic of Cyprus froze accounts worth more than EUR 100,000 at the two largest banks in the country (Bank of Cyprus and Laiki Bank). All of the country’s banks were subsequently shut down for 12 days to prevent mass withdrawals by the whole population as a result of panic. In 2015, it was Greece’s turn to reach the brink of implosion: cash machine withdrawals were limited to EUR 60 a day for a full week.

Hidden fees and opaque exchange rates

When we look over our financial statements at the end of the month, we sometimes discover unexpected debit lines: service fees, monthly fees, subscription fees and more. Although it may only be a few cents a month, we still feel powerless as we sit by, watching our money dwindle. And when you travel abroad, banks systematically take a hidden commission called a ‘spread’, included in their exchange rates.

devanture de banque

Large-scale money laundering and tax fraud

Do big international banks feel a sense of impunity? It seems that the colossal fines imposed since 2008 are not yet working as a deterrent.


EUR 9 billion for BNP Paribas

The bank acknowledged violating the US embargo against Cuba, Iran and Sudan.


A total of EUR 40 billion in fines linked to subprime loans

JPMorgan Chase, Citigroup, Morgan Stanley and Bank of America were penalized by the American courts.


EUR 3.26 billion for manipulating foreign exchange rates

JPMorgan Chase, Citigroup, Bank of America, HSBC and RBS were accused of manipulating the foreign exchange markets.


EUR 5 billion for Goldman Sachs

The bank was condemned by the American judiciary in the matter of the subprime crisis.


EUR 7.2 billion for Deutsche Bank

The bank paid a penalty to avoid legal action linked to subprime loans.


EUR 3.5 billion for UBS

It was accused of illegally soliciting clients and laundering the proceeds of tax evasion in France.


EUR 1.2 billion for Société Générale

The bank also violated the US embargo against Cuba, Iran and Sudan.

Take back the control of your money with VeraCash!

A non-bank account for protection against future crises

VeraCash is not a bank, but rather a fintech (financial technology) company whose business it is to turn physical assets into digital currency outside the traditional financial system. VeraCash does not put your gold to work to make a profit. Instead, the precious metals are stored in vaults and belong exclusively to you, meaning that, in the event of a bank collapse, your capital will not be affected, in any way, as it is completely separate from that system.

Banks and cash machines closed? No need to panic!

The VeraCash payment card is a Mastercard® like any other. If banks and/or cash machines are closed in a particular geographic area, VeraCash cards won't work either. However, thanks to an innovative solution, you can ‘transfer VeraCash® currency instantly, to anywhere in the world.

Demand account transparency

At VeraCash, integrity, stability and transparency are in our DNA. For example, we guarantee our inventory of precious metals down to the gramme,by means of independent annual audits. And because those values are important to us, our company works actively to prevent fraud, money laundering and terrorist financing.

Clear pricing

With VeraCash, there are no hidden fees: no surprises, no complicated price schedule and no conditions buried in a footnote. It's all there for you to see. In fact, you simply pay for the purchase of precious metals and fees if your account has been inactive for more than six months, but you pay no commissions on debit transactions. And if you travel abroad, just compare transactions on your VeraCash card and on your classic bank card to see the difference!