{"id":12558,"date":"2026-02-04T18:31:42","date_gmt":"2026-02-04T17:31:42","guid":{"rendered":"https:\/\/www.veracash.com\/?p=12558"},"modified":"2026-02-04T18:33:06","modified_gmt":"2026-02-04T17:33:06","slug":"finances-epargne-francais-2026","status":"publish","type":"post","link":"https:\/\/www.veracash.com\/fr\/blog\/finances-epargne-francais-2026","title":{"rendered":"Finances des m\u00e9nages : comment se porte l\u2019\u00e9pargne des Fran\u00e7ais en 2026 ?"},"content":{"rendered":"

[vc_row][vc_column width=\u00a0\u00bb1\/1″][vc_column_text uncode_shortcode_id=\u00a0\u00bb183931″]Les m\u00e9nages fran\u00e7ais, champions du bas de laine\u00a0? \u00c0 la fin de l\u2019ann\u00e9e 2025, le taux d\u2019\u00e9pargne atteignait 18,7 %, selon les chiffres de la F\u00e9d\u00e9ration bancaire fran\u00e7aise. Bien loin des 14 \u00e0 15 % du d\u00e9but des ann\u00e9es 2000 ! Fourmis, plut\u00f4t que cigales\u00a0: pourquoi les m\u00e9nages pr\u00e9f\u00e8rent-ils s\u00e9curiser plut\u00f4t que consommer\u00a0? D\u00e9cryptage.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column width=\u00a0\u00bb1\/1″][vc_column_text uncode_shortcode_id=\u00a0\u00bb204660″]<\/p>\n

Disclaimer : cet article a une vocation p\u00e9dagogique et ne remplace pas les conseils d\u2019un professionnel qualifi\u00e9.<\/em><\/p><\/blockquote>\n

[\/vc_column_text][\/vc_column][\/vc_row][vc_row row_height_percent=\u00a0\u00bb0″ override_padding=\u00a0\u00bbyes\u00a0\u00bb h_padding=\u00a0\u00bb1″ top_padding=\u00a0\u00bb1″ bottom_padding=\u00a0\u00bb1″ overlay_alpha=\u00a0\u00bb50″ gutter_size=\u00a0\u00bb3″ column_width_percent=\u00a0\u00bb100″ shift_y=\u00a0\u00bb0″ z_index=\u00a0\u00bb0″ content_parallax=\u00a0\u00bb0″ uncode_shortcode_id=\u00a0\u00bb620564″][vc_column column_width_percent=\u00a0\u00bb100″ gutter_size=\u00a0\u00bb3″ back_color=\u00a0\u00bbcolor-128411″ overlay_alpha=\u00a0\u00bb50″ radius=\u00a0\u00bbstd\u00a0\u00bb shift_x=\u00a0\u00bb0″ shift_y=\u00a0\u00bb0″ shift_y_down=\u00a0\u00bb0″ z_index=\u00a0\u00bb0″ medium_width=\u00a0\u00bb0″ mobile_width=\u00a0\u00bb0″ width=\u00a0\u00bb1\/1″ uncode_shortcode_id=\u00a0\u00bb113242″ back_color_type=\u00a0\u00bbuncode-palette\u00a0\u00bb][vc_column_text uncode_shortcode_id=\u00a0\u00bb149852″]<\/p>\n

L’essentiel<\/h2>\n